Commercial Truck Insurance

Single Point talks truck that’s why we offer specialized insurance solutions for small fleets and owner-operators. We recognize the substantial effort involved in managing a trucking business that’s why we ensure a seamless and flexible process to obtain the coverage you need. From general liability to vehicle and cargo damage, our insurance provides personalized solutions tailored to the needs of our clients, making the entire process simple and efficient.

Insurance for Your Trucking Operations

Low Down Payments and Manageable Premiums

Personalize Service and Account Management

Integration with Factoring Services

Truck Owner-Operator Insurance Coverage

Truckers General Liability

Covers injuries or property damage you cause as a result of business activities not directly related to operating your truck.

  • Personal and advertising injury — libel, slander and defamation.
  • Medical payments for bodily injury by a member to another party.
  • Actions of a driver while representing the insured on the premises of others.

Physical Damage

Covers damage to scheduled trucks, tractors, and trailers.

  • Comprehensive and collision coverage.
  • Stated amount values.
  • Non-owned trailer & trailer interchange coverage available.
  • Towing and storage included.

Motor Truck Cargo

Covers cargo in your possession that you are hauling.

  • Limits up to $250,000.
  • Refrigeration coverage available.
  • Broad form for wide range of covered commodities.

General Liability

General liability offers coverage for a business in case of negligent acts resulting in property damage or injury on the premises when someone is injured while performing general operations or if someone is injured due to using the equipment.

Bobtail Liability

Small fleets and owner-operators are at their most vulnerable after they have completed shipments, because the hiring company only offers coverage until the load is delivered. Keep vehicles covered after they have made their deliveries, and are on their way back to your terminal.

Occupational Accident Insurance

Most states do not have workers’ compensation laws that apply to owner-operators, even if they are working with motor carriers. Occupational accident insurance provides benefits to owner-operators who suffer injury, death, or medical issues while on the job.

Workers’ Compensation Benefits

When employees at a trucking company suffer injury, illness, or death, workers’ compensation provides compensation and medical care. The amount of care and compensation varies from state to state. Single Point Capital offers the resources to help owner-operators and small fleets navigate workers’ compensation guidelines so they can protect themselves while also ensuring employees get the help they need.

Physical Damage

This policy safeguards against the loss or damage of an insured vehicle due to collision, fire, theft, or vandalism, calculated on an actual cash value basis. Our comprehensive coverage encompasses glass breakage, chip repair (glass), and downtime protection at no extra cost to our members. Additionally, the Combined Deductible feature ensures that in the event both tractor and trailer are covered under physical damage insurance and are involved in the same accident, only the highest deductible on the policy will be applied. Shield yourself from potential losses or damages to your equipment caused by collision, fire, theft, or vandalism with our coverage, which includes windshield breakage, chip repair (windshield), and downtime coverage.